Making a Difference


Home Equity Total Line of Credit

Ozaukee Bank Home Equity Total Lines of Credit provide the convenience and flexibility of a revolving line of credit with the certainty that comes with a loan.

A key benefit of the Total Line of Credit is the control you have over your funds. You can choose to lock all or a portion of your balance into a fixed rate, fixed term loan, at any time. Your available line amount is replenished as you make payments, providing access to your funds for your next large purchase.

An Ozaukee Bank Relationship Banker can sit down with you and help you choose a Home Equity Total Line of Credit with terms that best fit your lifestyle and financial preferences.

Simplified Application Process:
  • Property tax bill, proof of income, and easy application.
  • Apply in person, by phone (262.377.9000) or online .
How Much Can I Borrow:
  • Up to 95% of your home value.
  • Based on application and qualifications.
How Do I Access Funds:
  • For easy access to your Ozaukee Bank Home Equity Total Line of Credit, you may write a check, transfer funds with Ozaukee Bank Online Banking, or use your Homeowner's Advantage Card.
Interest Rates:
  • A Home Equity Line of Credit is a revolving, variable rate line of credit that uses your home as collateral.
  • You pay interest only on the portion of the line in use.
  • If you are more comfortable making fixed payments, you may lock-in an interest rate with the Total Line Credit
    Lock-in option.
Special Advantages:
  • Enjoy the flexibility of a revolving line of credit and the certainty of a loan.
  • Peace of mind. Know you have money available for unexpected expenses.
  • *Tax Deductible. Interest may be tax deductible, consult your tax advisor.
  • Security. Payment Protection is available.

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Ozaukee Bank is a trade name used by Ozaukee Bank N.A. and its affiliates. Member FDIC.